Many New Jersey motorists accrue points on their driving records, but at a certain point, those points may begin to cause you trouble. Having points on your record may lead to an increase in your auto insurance rates. Depending on how many points you have, you may also run the risk of losing your driver’s license.
According to NJPoints.com, each moving violation gives you a certain number of points.
Accruing points
Once you accrue six or more points within the same three-year span, you must pay a surcharge of $150 in addition to other points-related costs. Each moving violation gives you somewhere between two and eight points. As you might imagine, the more points a moving violation brings with it, the higher the fines or fees associated with it.
Removing points
There are several ways in which to reduce the number of points you have on your license. You may enroll in a New Jersey defensive driving course, which removes two points from your driving record. Completing the six-hour defensive driving course also offers other benefits. Once you complete it, you get a 10% discount on your auto insurance premiums for the next three years.
Another way to remove points from your driving record is to avoid getting any new points for a year. If you remain infraction-free for a full year, three points undergo removal from your driving history.
Depending on circumstances, you may be able to fight your traffic ticket in court. If the court decides there is insufficient evidence or that the law enforcement officer who stopped you had no reason to do so, you may be able to avoid having those points added to your license.
